PAY OVER TIME
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments.
Whether you’re just starting your fitness journey or leveling up, Affirm helps you say yes without the cost being a concern. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Buying with Affirm is simple
For example, an $200 purchase could be split into 4 interest-free payments of $50 every 2 weeks.
STEP
ONE
Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
STEP
TWO
Choose How To Pay
Pick the payment plan you like best. You’ll never pay more than you agree to up
front.
STEP
THREE
Pay Over Time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Just select 
at checkout
BUY WITH CONFIDENCE
When you pay with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay late fees or hidden fees of any kind.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQs
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with TR Fit Clubs.
Does checking my eligibility affect my credit score?
No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.